A: Homeowners insurance may cover a roof leak if it is caused by a covered peril. … In those cases, your homeowners policy may help pay to repair the roof leak (unless your policy has a wind or hail exclusion). However, homeowners insurance generally does not cover damage resulting from lack of maintenance or wear and tear.
Installing a Metal Roof Over 2 Layers of Shingles: What You Need to Know
Thinking about putting a metal roof over your existing shingles? Here’s what you need to know, from structural considerations to expert installation, to ensure a long-lasting and effective solution.